Joe is a financial advisor based in Clinton, Massachusetts, working with pre-retirees and early retirees across the country. His practice is built around a holistic mix — tax planning, income planning, and investment management together — with a particular focus on the twelve months before retirement and the first few years after, when the most consequential decisions of a financial life get made.

The first conversation is educational, not transactional. You leave with a written strategy that maps where your plan is strong, where it's exposed, and what a documented next step would look like — whether or not you decide to work with him afterward.